Showing posts with label Delinquency Management. Show all posts
Showing posts with label Delinquency Management. Show all posts

Wednesday, July 3, 2013

Happy Fourth of July!




"Our greatest happiness does not depend on the condition of life in which chance has placed us, but is always the result of a good conscience, good health, occupation and freedom in all just pursuits."
- Thomas Jefferson

As we celebrate the independence of our nation, I reflect on how fortunate I am to enjoy the freedom and liberty here in the United States that so many citizens in other countries around the world can only envy!  I especially value my freedom to choose my government, where I live, how I worship, and who I do business with. Add to that, opportunities to learn and grow personally, academically, and spiritually. Of course, we owe it to all the men and women in uniform who fought for our freedom, and allow us to live in peace.  Aren't we blessed?

What does freedom mean to you?  Please share your thoughts, if you wish.


Here are some of my favorite inspiring quotes relating to freedom and liberty:


Freedom is never dear at any price. It is the breath of life. What would a man not pay for living?"

- Mahatma Gandhi

Liberty, taking the word in its concrete sense, consists in the ability to choose."

- Simone Weil

"On life's journey

Faith is nourishment,
Virtuous deeds are a shelter,
Wisdom is the light by day and
Right mindfulness is the protection by night.
If a man lives a pure life nothing can destroy him;
If he has conquered greed nothing can limit his freedom."
- Buddha

"Freedom is the oxygen of the soul."

- Moshe Dayan

"Everything that is really great and inspiring is created by the individual who can labor in freedom."

- Albert Einstein

"Those who won our independence believed liberty to be the secret of happiness and courage to be the secret of liberty."

- Louis D. Brandeis

Life without liberty is like a body without spirit.”

- Kahlil Gibran

"Only our individual faith in freedom can keep us free."

- Dwight D. Eisenhower


Now that we've just passed the half year mark, or the 2nd Quarter, it is a great time to review your financials, and see if your cash flow is where you want it to be.  If not, you can look at ways to either increase sales, or improve on collection of past due accounts. If you consistently have accounts over 60 days (or older) in aging, review if you have resources in-house to follow-up more consistently on these past due accounts.  If not, consider outsourcing your collection efforts to a reputable collection service, one which offers a diplomatic, early intervention option, which will greatly enhance your chance of a higher recovery.  

My clients have in-house tools which allow them to systematically and consistently follow-up on all past due accounts, either in their own business name, or in our name, as their national collection service. If you are not a client yet, and would like to schedule a short exploratory meeting to see how I can help you quickly increase your cash flow (without increasing sales), and reduce your internal workload and costs, call or e-mail me at my contact information below,

If you received this directly from me, it means that somewhere our paths crossed, and I chose to either do business with you, or more importantly, I value my relationship with you.  Thank you for enriching my life! To my clients, as always, I thank you for your business, your referrals, and the opportunity to positively impact your cash flow!

Here's wishing you a Fun and Safe Fourth of July!


Lin Engie
Cash Flow & Delinquency Management Specialist
lin.engie@transworldsystems.com
850.266.7791

Monday, December 24, 2012

Christmas Blessings & A Joyous 2013!!




Here's wishing you the most Glorious Christmas Blessings,
And may all your Christmas wishes come true.

May you have a Joyous and Prosperous 2013,
Filled with Love, Peace, and Interesting Adventures!


"Somehow, not only for Christmas but all the long year through,
The joy that you give to others is the joy that comes back to you.
And the more you spend in blessing
The poor and lonely and sad,
The more of your heart's possessing
Returns to you glad."  -- John Greenleaf Whittier, American Writer

"It is Christmas in the heart that puts Christmas in the air." -- W. T. Ellis

Thank you for your business,
Thank you for your referrals, and
Thank you for the opportunity to service you!

Lin Engie
Cash Flow & Delinquency Management Specialist
Transworld Systems On The Gulf Coast
850.266.7791


                                                               

Wednesday, November 21, 2012

Happy Thanksgiving!



As we get ready to celebrate Thanksgiving Day with our family and friends tomorrow and the rest of the weekend, I want to thank you all for your friendship, your business, your referrals, and the opportunity to be of service to you.  And to my family members who cannot be here to share this special event with us, I thank you for your love and caring throughout the year, and look forward to meeting up soon!

We have many blessings to be thankful for - good health, loving family, caring friends, lots of opportunities to grow professionally and personally, lots of opportunities  to give back to the community, improving economy, and the most beautiful white sand beaches anywhere in the world!

I wish you and yours a Blessed Thanksgiving, and may you enjoy a bountiful year of good health, successes in all your endeavors, and interesting travels!

Here are some of my favorite 'Gratitude' and Charlie Brown classic Thanksgiving videos you may enjoy....

http://www.youtube.com/watch?v=Jrp5Ri2GZ38&feature=related (the Power of Gratitude)

http://www.youtube.com/watch?v=k1_if2VkJFo (Gratitude and Thanksgiving Quotes for Success)

http://www.youtube.com/watch?v=RjCTRt_f5sE (The Amazing Joy & Power of Gratitude)

http://www.youtube.com/watch?NR=1&v=c2iv7QufAn0&feature=endscreen (Charlie Brown)

Happy Thanksgiving!

Lin Engie
Cash Flow & Delinquency Management Specialist
Transworld Systems on the Gulf Coast
lin.engie@transworldsystems.com
http://www.linkedin.com/in/linengie
850.266.7791





Tuesday, July 3, 2012

Celebrate Our Freedom...Happy 4th of July!

Freedom is the oxygen of the soul.
Moshe Dayan


Then join hand in hand, brave Americans all!                                                 By uniting we stand, by dividing we fall.
John Dickinson


Dear valued clients and friends,
As we get ready to commemorate and celebrate our nation's Independence tomorrow, I cannot help but think how blessed we are to be living in the United States, to have the freedom, the safety, and protection of rights that so many in the rest of the world are still fighting for.  We all know, though, that these values and privileges we enjoy, and sometimes take for granted, did not come without passion, planning, thoughts, debates, and lots of sacrifice.  The United States has been our family's chosen 'home' since 1980, and we are always very thankful for the opportunities to live peacefully, to earn a decent and meaningful living, and to contribute.

I want to talk a little about another form of protection.  Transworld Systems, one of the nation's largest Cash Flow and Delinquency Management companies,  takes pride in complying with all Federal, State, and local regulations.  Collections is a highly regulated industry, but unfortunately, we often read about news in trade journals about our competitors cutting corners and sued for violating collections laws, which sometimes result in their customers being sued as well.


Here's where Transworld Systems stands above our competitors:
· We follow the guidelines set forth by the FDCPA (Fair Debt Collections Practices Act)
· We are compliant with the TCPA - Telephone Consumer Protection Act.  One of the laws of the TCPA does not permit cell phones to be dialed by auto-dialers(computers).  Therefore, if the primary phone # you provide us for a debtor is a cell phone, we will manually dial that call and deliver a live message during Accelerator and/or Messenger service, which are normally automated calls when a landline is provided.
· We are compliant with HIPAA - Health Insurance Portability and Accountability Act
· We are compliant with individual state laws in all 50 states - some of which require separate state licenses or even brick and mortar offices in those states.
· We perform background checks on all collectors.
· Our collectors take compliance tests every 6 months.
· We have "mystery shoppers" at a law firm to randomly test and provoke collectors to make sure they adhere to all laws during phone calls.
· All of our clients' and debtors' information is stored using the highest levels of security.
· We provide our clients with a written "Hold Harmless" agreement in our contracts, i.e., our clients can never be sued for any action we take on their behalf.


Just as our nation, Transworld Systems cannot remain 'best of breed' without constantly tweaking, improving and innovating over the past 41 years in business.  I am proud to be associated with a company that has strong financial backing from NCO, our corporate parent, an ethical and professional company that places client needs, appreciation and support above all else.  At the end, isn't it great to have a company with the highest recovery rate in the industry working hard for you, so you can recover more, save more, and keep more!


So, celebrate your freedom, and enjoy a Happy and Safe 4th of July, with the beautiful music of Ray Charles!

http://vimeo.com/5447738


Lin Engie
Cash Flow & Delinquency Management Specialist
Transworld Systems, Inc.